Institutional Featured Solutions

We developed our first Responsible Investing (RI) mandate in 1998 and have built substantial resources and industry-leading expertise to partner with asset owners and advisors and seek to address key global challenges impacting our planet.

We are responsible investors at heart. We not only monitor ESG risks and opportunities on behalf of our clients, but we adhere to the responsibility that comes with being an investor across all dimensions of our business. 

We believe fundamentally that long-term, active Responsible Investing can deliver sustainable value for clients and create a positive impact on society and the environment. This has underpinned our work for more than 20 years in developing investment solutions that incorporate ESG considerations across all asset classes.

Our climate-aware buy and maintain credit strategy is designed to benefit from the climate transition by understanding how the physical risks of climate change and the political and regulatory momentum around the issue will impact the value of credit investments over time.

People

Investing in companies that actively contribute to creating prosperity for people, covering aspects such as education, human capital and diversity, health & wellbeing, financial & tech inclusion, and housing & essential infrastructure.

Planet

Strategies that support prosperity for the planet and tackling climate change and biodiversity loss, covering aspects such as smart energy and low carbon transportation, sustainable industry and agriculture, recycling & waste reduction, and water scarcity.

People & Planet

This actively managed equity strategy invests globally in companies that offer the potential for financial returns while making measurable, positive contributions to some of the most urgent social and environmental challenges over three broad themes: social, energy transition, and biodiversity.

Green and social impact investing involves purchasing bonds where the proceeds are earmarked for projects which support a low-carbon economy or the basic needs of underserved populations and communities. They help finance a myriad of initiatives, including renewable energy, pollution prevention, access to healthcare, affordable housing and female empowerment.

Our strategy aims to help clients meet both financial return and ESG objectives by investing across the broad US high yield market, while targeting a material reduction in the carbon footprint.

Every action we take reflects our commitment to driving investment performance and meeting our clients’ needs. As a responsible investment manager, that includes creating positive impact for the global economy, for the planet, and the communities in which we live.

Our high conviction approach enables us to uncover what we believe to be the best global investment opportunities across asset classes. 

Whether your scheme is looking to enhance and manage cashflows, build growth portfolios or target impactful outcomes, our multi-expert, ESG integrated investment solutions aim to deliver long-term value while driving meaningful change for society and the environment.

Why Cashflow Driven Investing (CDI)? 
As pension schemes mature, incoming cashflows from members can fall below outgoings to retirees. This cashflow negativity, together with decreasing liquidity in credit markets, rising transaction costs and regulatory changes, means schemes face an increasingly difficult challenge to ensure they can meet pension liabilities efficiently.

CDI is a long-term approach that seeks to help schemes increase their ability to meet both their future cashflow requirements and their funding objectives.

A long-term partnership approach
Built on a strong understanding of the needs of maturing schemes, our CDI framework is designed as an intelligent, cost-effective way to help secure members’ benefits – a flexible and transparent approach, which aims to ensure capital preservation, predictability of cashflows and maximised credit returns.

We recognise that each scheme is unique, and so partner with our clients and their advisers to develop solutions which align to the scheme’s specific position and aims, while retaining the flexibility to adapt to market conditions and future changes in scheme objectives.

Buy & Maintain credit is our core flagship fixed income strategy with fully-integrated ESG factor analysis, helping our clients access the investment grade credit markets and build long-term, resilient portfolios.  

Our experienced team utilises the full spectrum of liquid and illiquid strategies to build customised solutions with targeted outcomes for our clients in an often-challenging market. Taking advantage of the full scope of debt instruments offers a potential yield premium versus traditional credit. The diversification that secured assets provide presents investors access to granular, less accessible and less liquid instruments. Carefully selecting strategies can effectively deliver on portfolio returns while diversifying risks.

Insurers face a unique and increasingly complex set of investment challenges – now and for the decades to come. These run from generating enough return on their assets to meet future liabilities, through economic, regulatory and accounting constraints, to meeting the needs and expectations of a broad range of stakeholders. 

Our scale and deep understanding of these complex challenges enable us to offer investment solutions that cover the full investment spectrum from traditional to alternative assets, providing investment plans, deployment and portfolio management, whilst integrating multi-dimensional constraints and frameworks.

Key elements of our insurance solutions and services include:

• Yield enhancing strategies
• Capital efficiency modelling
• Optimising risk/return outcomes
• Outsourced balancesheet management
• Asset liability management (ALM)
• Strategic and tactical asset allocation (SAA/TAA)
• Product range innovation
• Support in developing environmental, social and governance (ESG) and responsible investing approaches
• Insurance-specific reporting

Being part of one of the world’s largest insurance groups means we work with a variety of insurance companies in terms of size and business line – Property & Casualty, Reinsurance, Life and Health Insurance. We also have experience across multiple geographies and jurisdictions. All are supported by dedicated insurance solutions specialists with extensive insurance investing, actuarial, risk management and reporting expertise3 .